This post has been sponsored by Mom Bloggers club. All of the thoughts and opinions expressed in this blog post are 100% my very my own. #moneygenius

If there is one thing I regret about my upbringing is that my parents were not very good with their finances and in turn, I was never taught how to be responsible with my own expenses as an adult. There are so many financial mistakes that I made in my first years of adulthood that I could have easily avoided had I simply known better ways to handle my money. With three children of my own now, I consider it my responsibility to make sure I raise them to be financially responsible adults. I was recently introduced to the perfect tool that will guide me through this learning process! Make Your Kid a Money Genius (Even If You’re Not) is a jargon-free, step-by-step guide that will help parents teach their kids from ages three to twenty-three about money in a practical and relatable way.

If you are a parent or anyone caring for a child ages 3-23, then you should absolutely consider adding this book to your shopping list! The book features various financial chapters with each chapter divided into the many stages of a child’s development (i.e. toddler, elementary school, college, etc) for parents to read through or reference whenever they need to. What is so great about this book is that it provides many “teachable moments” which allow us parents to better learn how to actually teach our children the character traits that are most important in life!

If you have ever wondered what the best approach is to help your children develop good financial habits, this is the book to guide you in the right direction. What makes me most fond of this particular book is structures in a way that allows me to go to a particular sections that I want to focus on. Each chapter is about a financial topic and the book is  even divided into different school levels (toddler, elementary, iddle, etc) so it can easily be referenced. As if the book wasn’t convenient enough, it is then sectioned off with bullet points so it can provide easy readability for busy parents. Here are some of the topics you can expect to find in the book:

• Caving to your preschooler’s demands at the checkout line could make him more likely to misuse credit cards as an adult.
• Giving your kids an allowance might actually be a step in the wrong direction.
• Opening a brokerage account to teach your teen about the stock market is a mistake.
• Doling out a wad of cash can be a great parenting move.
• Bribing your kid for A’s is a waste of time (and money).
• Letting your adult kid move back home is a smart idea…s o long as you both have a plan.
• Encouraging your 16-year-old to open an IRA is not as crazy as it sounds.
• Paying for household chores may turn your kid into a slacker.
• Talking about paying for college with your 14-year-old may seem premature. It’s not.
• Co-signing a credit card for your kid is always a bad idea.

Make Your Kid a Money Genius (Even If You’re Not) is written by personal finance expert, journalist, and bestselling author Beth Kobliner and is based on the latest research from the fields of psychology, child development, and behavioral economics. The book will be released in bookstores on February 7, 2017. Pre-orders are available now online via Amazon, Barnes & Noble, IndieBound or Booksamillion.