How to Live Frugally in NYC

When living in an expensive city, money might slip through your fingers like sand and saving can be difficult. Spending half of your salary to live in expensive places such as Manhattan will most likely lead to a paycheck-to-paycheck lifestyle. With a few hacks and some resourcefulness, it is possible to live frugally in NYC. Here are some tips that will make it possible to save while living in NYC: Eat In Other Neighborhoods No Read More

Why Cutting Up Your Credit Card Isn’t the Answer & How Derby Advisors Can Help!

It’s tempting when you’ve taken the decision to kick your finances into touch, stop relying on debt and start living a more frugal life, to cut up all of your credit cards and never use them again. It’s tempting, but it perhaps isn’t the wisest thing you could do. Sure, on the surface, it sounds like an excellent idea, which is why so many people do it, but the fact is, there are many good Read More

How to Establish a Household Budget When Living with Your Partner

When you’re living with your partner, but you’re not married yet, you need to find a way for both you and your other half to contribute to your budget. Unfortunately, while this sounds quite simple, it can become incredibly complicated when you consider that many couples can end up arguing over things like money and finances during the early stages of their relationship. Both of you will want to make sure that you’re financially secure, Read More

Gender Reveal Party On a Budget

You are expecting a little one and it is time to let your family and friends know whether your bundle of joy will be a boy or girl. With a new baby comes excitement but also many new expenses. Don’t worry, here are some great tips on how to have the gender reveal party of your dreams without breaking the bank. Invitations Social media has allowed us the gift of planning and inviting our friends Read More

6 Areas Of Your Financial Life That You Need To Keep Healthy & How Tuck Associates Can Help!

Frugality isn’t just a preferred way of life. For some, it is essential to continue living within your means. That doesn’t mean you can’t still enjoy things in life or even afford to buy the finer things. But it does mean you should be taking care to keep your finances healthy. This means careful monitoring of your accounts each month, and planning for the future by budgeting today. Here are just some of the most Read More

6 Creative Ways to Work Your Way Out of Debt

Today it’s incredibly rare to come by someone with $0 of debt to their name. In fact, according to a CNBC report the average American has about $38,000 of personal debts. Whether you’re indebted to your alma mater or to your past credit card purchases, it’s fair to say that everyone has their fair share of debt. And since we’re facing facts, it’s time to address the elephant in the room; financial debts are incredibly Read More

Family Cars: How to Get the Most Value for Your Money

Buying a new car is a major financial commitment, no matter how comfortable you are with your finances. The good news is, there are plenty of ways you can save money when buying a vehicle for your family. Want to learn more? Read our guide for tips and tricks to help you find a car that fits your lifestyle and your budget. Prioritize the features that matter most When you’re first beginning the car buying Read More

4 Practical Tips to Reduce the Business Expenses of Your Start-up

It’s easy to see why more and more people are opting to go into business for themselves rather than serve as an employee for someone else’s company. After all, not only does it offer a higher degree of freedom in controlling the direction of the business. But the monetary rewards are far greater as well. However, achieving the desired results is easier said than done. And it all starts with managing the resources of the Read More

Can Unpaid Debt Reduce Social Security Payments?

For many Americans with unpaid debts, there is a concern that their social security payments will be affected by the debt. While this isn’t normally the case, there are certain instances where social security payments can actually be reduced, depending on the type of debt you owe. Here’s how unpaid debt could potentially reduce your social security payments. Debtors Normally Can’t Touch Social Security Under normal circumstances, debtors can’t affect your social security benefits, as Read More

Tips to Shop Successfully for Clothes Online

Due to the online revolution that has exposed all industries to their consumers through digital media. Fashion was also not left behind as it is among the fastest-growing companies online. Now, there is endless browsing of clothes online that has become a pleasure for most people and a great pass time. As online brands keep up with the competition and customer demand. There have been highs and lows for both the customer and the online Read More

8 Non Financial Keys for Comfortable Family Life

Family is what keeps us sane in a world where overworking yourself is sometimes a must to ensure financial stability. Their smiles and happiness make everything worth it, and you’re willing to keep it like that. A comfortable life with your family depends on how stable you are financially, but it goes deeper than that too. Many factors contribute to whether your loved ones are well-adjusted, happy and healthy. Since maintaining a comfortable family life Read More

Start Looking At Wine As A Delicious Investment Opportunity

We’ve all heard about stocks and gold investing. However, wine is becoming one of the hottest investment opportunities out there. If you’re not familiar with this type of investment, it’s time to settle in. We’re going to go over all the details below so you can get started investing in wine today. One of the biggest misconceptions about wine investing is that you have to be an expert in wine to turn a profit. The Read More