3 Reasons Why You Should Save Early for Retirement

When you grow old, what do you plan to do? Your golden years may not be as golden as you want it to be if you have not saved up for it. Most of us go through our earlier years without a care for the future; “YOLO” as some would say. But with increasing prices and changes to various industries and markets, the certainty of a comfortable life when you reach your later years becomes Read More

5 Things You Can’t Afford to Be Frugal With in Business

When it comes to running a business, any experienced entrepreneur will tell you just how important it is to consistently pay attention to maintaining a positive cash flow. Cutting costs where you can and saving as much money as possible can help to maximize your profits over time and lead to a more successful business with many assets. However, whilst cutting costs is certainly an important part of business success, there are several areas of Read More

How to Have an Amazing Family Christmas On a Budget

A family Christmas on a budget sounds like what we’ve had every single year in our house since we became a family. These are my best tips to make it awesome; Make Decorations Together Making decorations together is one of our favorite holiday traditions We very rarely buy new decor except for when it’s absolutely necessary. One year after we moved across country in mid-November we made everything from scratch because we didn’t have time Read More

4 Frugal But Fun Ideas For Your Next Fundraiser

When your kids’ school announces a new fundraiser, it can be tempting to linger on the sidelines and hope other parents take the lead. After all, most of us already have a responsibility list as long as our arm, especially moms who are also juggling work outside the home. However, part of being an involved parent means assisting with fundraising. The funds you help raise will contribute to providing better-quality educational resources and experiences for Read More

3 Tips To Save Money On Normal Family Life

Family life is expensive. There is simply no way around it. The larger your happy family is, the more money it costs to keep everyone fed, clothed, entertained, and provided for. But that does not mean that you have to spend outrageous amounts of money to enjoy the good life. You just have to know how to be smart about budgeting and know where to find deals. Knowing where to shop, planning meals ahead of Read More

5 Frugal Ways To Make Moving Homes Easier

This post is sponsored by Sam’s Club.  All thoughts and opinions expressed are my own. #SamsClub3M I am so thrilled that moving our family is a thing of the past! About 5 years ago we made one of the biggest moves of our lives and drove all the way from Maine to Georgia. A little over a year ago we purchased our very first home and made our one last move into the new home. I don’t Read More

Do I Really Need A Financial Advisor?

This post is sponsored by CFP Board.  All thoughts and opinions expressed are my own. #LetsMakeAPlan My husband and I have been saving up for years and finally last year, we took our hard-earned money and purchased our very first home. This was by far one of the biggest and scariest financial commitments we have ever made and one we took very seriously. Our biggest fear was that we would get in over our heads and we Read More

Is A Sam’s Club Membership Worth It?

This post is sponsored by Sam’s Club.  All thoughts and opinions expressed are my own. #NEWMOMSLOVESAMS I have to confess… I waited forever before taking the leap of faith and getting a Sam’s Club membership. I kept telling myself that I wasn’t going to really save enough money to make it worth paying for a membership. Despite all of my family members being loyal shoppers for years, I just couldn’t see the benefits of getting a membership. Read More

The Importance of Financial Goals

It’s a weird quirk of human nature; most people tend to wander aimlessly without a well-defined goal. To be successful, you must have more than just a general idea of what you want to do. You need to have a specific target in mind and a plan to get you there. This, in a nutshell, defines the importance of financial goals. After all, how will you know when you’ve made it if you have no Read More

How To Manage Family Finances When You Run A Business From Home

Managing your family finances is difficult at the best of times but it’s even harder if you’re running your own business. Starting a business from home is a great way to earn some extra money on the side which can help to take the strain off your family finances. However, there are also a lot of risks involved with running your own business and if you don’t manage your money properly, you can easily end Read More

5 Thrifty Tips for Everyone Who Wants to Get Fit

For a long life and healthy body, you need to focus on taking good care of yourself by staying fit and eating nutritional diets. If you cannot afford a gym, there are other more natural ways that you can utilize to remain fit even without spending too much money on gyms and expensive diets. This means that you can still live a good life by using what is available and affordable for you. Five thrifty Read More

Easy Ways To Save Money As A New Mom

So you have recently become a mother, and you have noticed that your monthly expenses have increased tremendously. With a baby in your household, a vast array of new living costs have emerged and that’s normal, but in order to not face worries regarding your financial status you will have to start rethinking your budget and come up with effective ways to save money. However, that doesn’t mean you should sacrifice all of your pleasures Read More