Frugal Living

Mommy Money Hacks

Mommy Money HacksMommy’s are the equivalent of superheros. They know just what to do in pretty much every situation to make it right. But make no mistake, being a mom has its hardships, and one of them is definitely financial hardships. It’s so hard to figure out what money needs to be spent where, what bills need paying when, and how much money will be left at the end of the month. Because at the end of the day, being a mom is unpredictable, and there’s always going to be a payout along the way that will set you back a little. So we’ve put together some great mommy money hacks that should help you save a bit of money.

Children’s Expenses

Children are definitely expensive, from birth right up until they fly the nest, you’ll find yourself paying for things every single week. One expense they need the most is the food expense. We’re sure you can all agree that the weekly shop for a family is one of the most expensive things that you can do. However, there are ways of getting it down. First, shop online and see what deals you can get on different food stores. They often have the better deals than in the shop. Secondly, try going to a market for things such as fruit and vegetables, they’re often a lot cheaper and more fresh. Clothing is another thing you’ll be paying through the nose for until they stop growing. Again, the internet should be your best friend. There are so many shops that you can find on the internet that sell clothes on sale all the time, whereas in the shops you don’t always find this.

Car Expenses

It doesn’t matter whether you’re a mom or not, one of the biggest expenses by far is running a car, especially when you’re doing the carpool every morning and evening. So let’s try and make this a little bit cheaper for you. First, you need to find a way of making sure any repairs are paid for in advance, because trust us, there will be repairs eventually. You might benefit from checking out something like drivetrain warranty which covers you for anything that will break on the drivetrain system of the car. That’s anything that’s involved with actually moving the car. These components are the most expensive parts, so it is definitely worth considering. As for the fuel you’re going to be using, think about the journey’s you’re making and whether they’re necessary. If your child’s school is right around the corner, have a walk and get a bit of fresh air!

Home Expenses

Easily the most crippling, but one we all have to deal with. Firstly, you need to be setting up a savings account in case of emergencies within the home. Emergencies could range from anything from the family TV breaking, to a full blown water leak in the home. Then consider getting a smart meter installed to watch the bills. It helps you monitor exactly what you’re spending each month and how you could be cutting back.

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