3 Tips For Quickly Dealing With Fire Damage In Your Home
The place you call home and keep your most prized possessions could be destroyed in a matter of minutes by a fire.
House fires are one of the most devastating disasters that could happen to a person. What most homeowners are not aware of is that as long as their belongings are not totally destroyed, they have a chance at being restored. After a fire, keep these three tips in mind to reduce the long-term damage to your home and your belongings.
- Call Your Insurance Provider
The first thing you should do after a house fire is contact your insurance agent. It is important to not only find out what your insurance is going to cover after the fire but to inquire about getting an advance for some expenses you might need to be covered right away. Whether everything was completely destroyed or it is just not safe to enter, a homeowner’s policy will cover necessary items like a place to stay, work clothes, and hygiene products.
You will also need to file a claim with your provider as soon as possible. It is important to make sure there is no chance of another fire starting up from hot or smoldering items in the house. You should also secure all points of entry into the home so no one can enter or vandalize the property while you are not there. Being proactive and acting fast will show the insurance agency you are preventing further damages to your home. This can be a crucial part to speed up the claim process.
- Separate Your Damaged Belongings
After any fire, no matter how small, you need to always make sure that your home is safe to enter before you take any action.
When the time comes that you can safely enter your home, it is important that you separate belongings that have been damaged from ones that have not right away. You will need to provide your insurance agency with a list of things that were lost in the fire in order to receive reimbursement. Being hands-on and dividing things up will help you collect as many details as possible about the lost items, increasing your chances of compensation.
Moving salvageable valuables away from damaged ones will also decrease the chance of the damage spreading. The less harm that is done to an object, the more likely it will be able to be restored. Do not put any items in the throwaway pile if it is not completely obliterated. With the right technique and equipment, it has the potential to be saved.
- Call a Restoration Expert
Depending on the type of insurance you have, you will either be given money to restore your home or completely rebuild it. You will want to make sure to call an expert to give you a quote on the costs of restoration and repair.
If a homeowner tries to assess the damage themselves, they could miss underlying problems that only a professional can recognize. Obtaining paperwork on all estimates is critical so that you will not lose money on costs that would be covered by insurance. This website from AllDryUS can also help to answer any questions you might have about the restoration process.
Restoring damaged property can be a very difficult process. Only trained professionals will be able to determine the right course of treatment for the many different materials that can be harmed during a fire. If the damage is severe, you’ll need them to make sure you can return to normal life in your home in a timely manner.
A home catching fire is an emotionally draining event that anyone would want to put behind them as soon as possible. If disaster does strike, it is essential to move quickly through these steps of the process. The quicker these steps are acted on, the faster you and your family can safely be back in the comfort of your own home.