There are many mandatory payments we have to make in order to keep our lifestyle. For instance, we need to pay for insurance, repairs, petrol and even medical fees. We accept these as facts of life that we can’t avoid. After all, someone’s gotta get paid for repairing our vehicle, looking after our health and ensuring that our cars can run.

That’s why you might be surprised to find out that there are some things that you can save money on despite whatever you may think, and that’s what this guide will teach you.


Insurance Payments

Mandatory services are typically something that you shouldn’t be too frugal about because you want to ensure you get the best service possible, and insurance is usually one of those cases. However, there are plenty of ways to reduce the amount you have to pay for something like car insurance. For example, if you’re parking your vehicle on the road despite having a garage, then you could be missing out on a considerable chunk of money. Report to your insurance company that you keep your car locked in a garage and you’d be surprised at how much money you’d save by keeping your vehicle in a safer place. Similarly, driving less means you do fewer miles, and that in turn means cheaper insurance payments because you’re at less risk of getting into an accident.

Medical Fees

Not every private practice charges the same amount of money. If there are multiple doctors in your area, it’s a good idea to scout out each one and look at reviews before you decide on one. In health care, paying more money doesn’t necessarily mean you get a better service, so make sure you check out reviews to get a good idea of what is and isn’t worth your money. In addition to general medical practices, you can also get cheaper family dentistry services if you know where to look. Simply do a Google search or look at a Google map of your surrounding area to find alternatives if you think you’re paying too much for a bad service.

Utility Bills

Many people think that the only way to pay less for utilities is to use them less. However, this isn’t the case, as you can reduce the costs of utility bills by simply switching providers. You can check online to look for comparison websites. These let you compare the costs of energy from one service to another, and you might be surprised to find out that another company is offering cheaper prices for energy, gas or even water.

Reduce Rent

Reducing your rent is a bit hit and miss and it depends on a landlord that is open to negotiation. You also need to read through your tenancy contract so that you understand what you do and don’t pay for before you consider negotiating. For instance, if you offer to pay a small deductible on repairs that are typically covered by your landlord, they might be inclined to reduce your rent because landlords typically have to cover the expenses of any repairs. You might also be able to negotiate a deal for paying up front or in advance. Even if it’s just 10% cheaper, those savings could add up.

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