3 Simple Ways to Save Money When You’re Stuck at Home

While many people around the world are coming out of lockdown, many more are hedging their bets and staying in as much as possible. So, the age-old advice won’t work. Skipping your morning latte and bringing a bagged lunch to work doesn’t make sense when you’re unemployed or working from home. But does this mean you can’t find any savings in your budget? Not at all. You’ll just have to be a bit more creative. Read More

Saving is Costing You Money: Avoiding Frugal Mistakes

If you are trying to save money, you will no doubt have a few ideas about the best strategies to do this. However, what many people fail to realize is this: some money moves are actually costing you money rather than padding your savings.   It is surprisingly easy to fall into this trap, too. Thankfully, we are here to help. We want to share with you a few of the traps that “money-savvy” people often Read More

Taking Out a Personal Loan – Here’s What You Should Know

Let’s face it; life can be expensive. There are times in everyone’s life where they need a lump sum of cash, and their savings aren’t going to cut it. Maybe you need to renovate your house or pay an unexpected medical bill? Perhaps you are planning a vacation for the family? If you are planning on taking out a personal, here’s what you should know.  What Is a Personal Loan? A person may seek a Read More

Practicing Better Money Management

Staying on top of your finances and spending money as smartly as possible is always going to be a worthwhile subject of your attention, regardless of your income. You want your money to take you as far as it can, and you likely have set goals in mind. Financial goals may include saving up for an expensive item, moving to a new home, starting your own business, or simply establishing a larger savings account. Being Read More

5 Money-Saving Strategies for the New School Year

As summer winds down and back-to-school specials start to appear in your favorite stores, you may be thinking about how to outfit your kids with everything they will need this year without emptying your wallet. From new backpacks to that classroom supplies list, uniforms and more, the average cost of supplies for students of all ages have risen significantly, according to a 2016 report. Outfitting your kids with what they need for the school year Read More

Being Frugal In 2020

While being frugal is important all the time, 2020 is a year that is highlighting the importance of this. Many of us are facing reductions in income either because of cut in hours, the loss of a job completely, or simply the fear of these things. There are some tricks that will help you stay on a more level keel and be able to face financial challenges with grace and courage. One step is to Read More

7 Easy Ways To Enjoy a Frugal Road Trip

Road tripping is an adventurous way to unwind with friends or family. Driving on open roads, enjoying beautiful scenery while making stops along the way makes this excursion unique. What is more, you set the rules and can decide to break them just for the sake of adventure. However, without regard for budgeting, road trips can quickly deplete your funds and deprive you of enjoyment. Take gas and food stopovers, for instance. These can empty Read More

A Simple Way To Eat From Your Favorite Restaurant At Home

Thank you Postmates for sponsoring this post.  Whenever a special day comes around (such as my birthday or Mother’s Day) people always assume that I want to go out for dinner to celebrate. Honestly, the older the more I just enjoy being at home and enjoying a meal together where we don’t have to worry about a kid getting to rambunctious…. we don’t have to worry about messes… we don’t have to worry about spending too Read More

Affordable Ways to Show Gratitude

Showing your gratitude for a friend or family member’s act of kindness can help others realize how appreciative you are. But, don’t feel like you have to break the bank and purchase an extravagant gift to display your appreciation. The people in your life who help you out and do you a favor don’t do it to get something lavish in return; they do it because they love and care for you. Still, it is Read More

Simple Budget Tips That Really Work

Springtime 2020 has been tough on a lot of families, and we’ve been seeing too many people having to tighten their proverbial belts. The cost of some goods online has risen with pandemic-era demand, even though companies like Amazon have tried to fight price-gouging practices. Grocery store shelves have been laid to waste. Workers have been laid off, some temporarily and others permanently.  Even households whose income has not changed have begun to practice frugality, Read More

Financial Tips when Paying for Your Child’s Wedding

If you have a son or daughter getting married this year, you’re likely excited about the big day and how you might be involved in it. If you plan to pay for some or all of the wedding, though, it’s important to be careful that you don’t end up investing more than you can afford, or spend so much money on the nuptials that you end up feeling stressed or taken advantage of. Follow some Read More

Got Paid? Here’s Everything That’s Included in a Pay Stub!

Got paid recently? First of all, congratulations. Now that we’ve got that covered, here’s everything that’s included a pay stub! Does your employer give you a pay stub when you get your check? A pay stub tells you all you need to know about your weekly or bi-weekly earnings, like how much you make per hour, how many overtime hours you worked, and all of the deductions that were made. It’s all vital information that Read More