Improving Your Chances Of Getting A Mortgage

Putting yourself in the best possible position for a mortgage is important as you want to be offered the best rate possible. Not only will getting a better rate save you money, but it could also reduce the length of time you are paying it back, lower the interest rate you are paying on the load and potentially allow you to borrow more money. There are several ways you can improve your chances of getting Read More

How To Reduce Credit Card Debt

Credit card debt can be hugely problematic. Although it might seem like a good idea at the time, once you have made your purchase, you’ll be stuck paying the balance for an age, sometimes a period that adds up to decades depending on your minimum payments and your interest rate. This can be a real burden, especially when often you won’t even be able to remember what it was you bought. All you know now Read More

How To Make Sure Your Family Feels Secure

When it comes to your family, you are always going to want to make sure that you’re able to provide for them and keep everyone safe and happy. No matter what walk of life you are from, you will want to make sure that you are doing your very best. As much as we all struggle and go through hard times, can experience depression and find life hard, happiness is always a good goal to Read More

How to plan financially for your kid’s future

Settling down into your idyllic first bought home (not renting makes a nice change!) with your family is the dream that you cannot wait to turn into a reality. So, when this occasion eventually happens you get so caught up in organizing where your new furnishings will go and what color to paint your baby’s room that you will probably cast aside boring tasks such as planning your future retirement plan. The future starts now Read More

Repairing Your Appliances: a Few Things to be Aware of

Being able to do your own repairs can be a huge money saver. Especially if you learn to fix your home appliances and white goods. These items are not cheap to replace on the whole. So, anything you can do to get a bit more life out of your fridge, washing machine or food mixer is going to serve you well. However, before you go to fix your appliance, there are a few things you Read More

Tips For Saving on Your Internet Bill

A special thanks to Slickdeals for sponsoring this post. All of the thoughts and opinions expressed are 100% my own. We moved to the south a little over seven years ago and one of the biggest changes was switching to a new internet provider. Xfinity was not an option where we previously lived, so I knew nothing about this company and how good of a service they provided. Signing up with Xfinity while we still Read More

The Most Costly Home Issues You Shouldn’t Let Linger

When you get used to living in a home, it can become a second-nature to ignore the little idiosyncrasies that come with it. Noises such as the house settling, some DIY that needs to be done, and other little issues can become nothing more than white noise. However, this kind of lackadaisical approach can become really risky when you ignore something you shouldn’t. Here are some of the issues that can become very expensive, very Read More

Plan Your Family’s Financial Future Now

When it comes to protecting your family, you’ll stop at nothing to keep them safe and secure. But how much time do you spend planning their financial future? It’s easy to postpone sorting out financial issues until another day but, for most people, this means muddling through from one month to another without any specific goals in mind. However, your family’s wellbeing is partly dependent on your finances, so it’s vital to take control of Read More

Take a Deep Breath and Make These Money Moves to Reduce Financial Stress

The mere mention of money changes emotions in a room pretty fast. People become uncomfortable quickly, sometimes with audible groans. Unfortunately, you cannot run away from money issues. You have to sit down and look at all those numbers you have been avoiding at some point. For many people, a visit to the dentist seems like a more pleasant affair. Luckily, getting a handle on your money is simple. Yes, simple but not easy. The Read More

Inexpensive Gift Ideas That Even Your Wallet Will Love!

Whether it’s Christmas or a loved one’s birthday, the pressure is always on to gift your nearest and dearest something they’ll really treasure. While flowers or bath sets and maybe a voucher covers all the bases, if you’re someone who wants their loved one to know how much thought and care has gone into choosing their gift then those options simply won’t cut it. On the other hand, if you’re someone who’s living on a Read More

Saving Money in Places You Didn’t Think Were Possible

A special thanks to Slickdeals for sponsoring this post. All of the thoughts and opinions expressed are 100% my own There are many mandatory payments we have to make in order to keep our lifestyle. For instance, we need to pay for insurance, repairs, petrol and even medical fees. We accept these as facts of life that we can’t avoid. After all, someone’s gotta get paid for repairing our vehicle, looking after our health and Read More

How We Saved Tons of Money When We Purchased Our First Home

A special thanks to Slickdeals for sponsoring this post. All of the thoughts and opinions expressed are 100% my own. Buying your first home is by far one of the most exciting times in a person’s life. After years and years of renting and not being able to have our home exactly how we wanted it, I could not wait to start doing renovation projects once we purchased our first home. We quickly became regulars Read More