How To Decide If Refinancing Your Mortgage Is For You

During your lifetime, becoming a homeowner is one of the biggest financial commitments you could possibly take. However, it is not the case that once you take out your mortgage that the interest rates will stay as you expected- they change. Later on down the line, this means that there could be a much better deal on a mortgage that will help you to save money and release you from this financial burden sooner.  Replacing Read More

Simple Ways To Stay Frugal In The Kitchen

The kitchen is the heart of every home and it is a place that many of us spend a lot of time during the week making meals for our loved ones and experimenting with flavours.  After the festive season a lot of us are in a little financial trouble – and while there are options such as taking out fix and flip loans and borrowing from family; you can also make some real changes to Read More

Tips To Help You Feel Less Lethargic During The Day

We all want to have the energy to take on the day, every day. However, that’s not something that our bodies will always allow the benefit of. Sometimes, we wake up, and we don’t feel much like seizing the day. Whether that’s down to our mood or perhaps feeling a little less energetic, it’s good to know what it is that’s stopping you from having a productive day. There’s nothing worse than knowing you’ve got Read More

Freelancers – Dealing with Clients that Don’t Pay

Freelance work can be rewarding in many ways. You can set your hours, you can wear casual clothes, there’s no-one to answer to except yourself, and you can charge a rate that reflects your expertise. What’s not to love? Well, as it turns out, running your own business as a freelancer can be challenging – where your business acumen isn’t one of the stronger suits in your skillset, you may struggle to find new clients Read More

This Is How To Save Money In Your Life This Year

When it comes to your life, you may find that you have different goals that you want to be working towards. However, you aren’t always on track. For whatever reason, you can sometimes find that your life doesn’t always go to plan. And it’s at times like this, you may find that you end up in debt or you just aren’t able to manage your money as well as you like. This can be very Read More

Maximizing The Chances Of Getting Your Baby To Sleep

One of the most persistent problems that parents tend to face is trying and failing to get a baby to sleep effectively. This is something that might well crop up again and again for you, and if so you are probably going to need to make sure that you are doing all you can to make the problem vanish. As it happens, there are a number of steps you can choose to take which are Read More

Try These Helpful Strategies to Reduce Your Commuting Costs

Transportation is an essential aspect of daily life, without which you can’t get around to many places you need to be. However, commuting to work and other places is time-consuming and can significantly impact your finances. The average American spends reportedly up to $5000 annually on transportation, necessitating that you find cheaper ways of getting around to slash your commuting costs. So, you want to know more about ways to reduce your transport costs? Please Read More

About One Call Plumbing of Spartanburg, South Carolina

Plumbing emergencies are very common inside many homes in Spartanburg, South Carolina, and there seem to be shortages of them. Read more about these kinds of emergencies on this site here. This week may be a problem with the toilet, and the next will be about the non-stop trickling of water from a damaged faucet. In South Carolina, there are so many plumbers available that can provide you with the service that you need. They Read More

Better Health Tips For A New Year And New You

If there’s anything 2020 taught us is the need to be more at peace with ourselves, take better care of our health, and take it one day at a time.  Changing our behavior is easy to begin with and hard to continue.  In fact, most resolutions and behavior changes fail or drop off after a month. Gym memberships are proof of that statistic. Their business model is designed to get as many people to commit Read More

How To Make Lasting Change In Our Lives

If there’s anything we’ve learned over the course of 2020 is that we can expect anything to happen. From the pandemic and social unrest, economic uncertainty, working and learning from home, the sudden and dramatic changes to our everyday lives have offered everyone lessons.  While we were busy with our day-to-day lives, we tended to ignore things that may be more important to us, namely our health.  It was an easy thing to do, overlook Read More

Make Your Changes Permanent In The New Year

Every new year comes with it a number of people and organizations making resolutions to take and make some positive changes in their behaviors.  Most people make resolutions that involve a change to their diet or add an exercise program, while an organization may work to streamline workflow or other activities. The problem with resolutions is that studies show that almost 80% of resolutions fail.  Most resolutions fail because they typically focus on too large Read More

3 Things Where Only the Best Will Do

Frugal doesn’t mean cheap. It means smart with money. Sometimes, the smartest thing you can do with your money is to spend it generously on things that really matter. The key is knowing which things really matter vs. those things that really don’t. That can be a tough decision to make in the moment because to some degree, all purchases are emotional. That designer blouse looks oh, so cute. But is it really the smartest Read More