Emergencies happen without any warning and sometimes we are left with unexpected bills! Making sure you have emergency funds is so important. This article discusses a simple way to lower your mortgage payments… this is a great opportunity to take that extra savings and put towards an emergency fund!

If you are a home owner you probably worked long and hard to get where you are. Years of work and savings poured into making those 4 brick walls and roof your family refuge. A home is where important life memories are made, where family and friends can gather, and where you can enjoy a sense of safety and comfort. Your home is something that you work hard to call your own and should never be in fear of losing due to unforeseen circumstances.

Foreclosure can be a very frightful thing and RIGHT NOW THERE IS HELP!

Making Home Affordable is a free government resource that can help make paying that mortgage easier. Help from MHA provides incentives and flexibility that you might not have otherwise. Through the federal Making Home Affordable (MHA) program, 1.8 million families have received much-needed help by reducing their monthly mortgage payments an average of nearly $500/month.

Foreclosures can have a devastating effect on families and communities. There are still too many homeowners struggling to make their mortgage payments or facing the prospect of losing their homes. About one in 13 homeowners nationwide has fallen behind on his or her mortgage payments, putting them at a higher risk of foreclosure. Homeowners should not feel alone, but many do.

The deadline to apply for mortgage help through MHA is Friday, December 30, 2016.

While the end of the program is quickly approaching, don’t worry—there is still time to gather your information and apply. Homeowners who submit an application on or before December 30, 2016 will still be considered!

If you’re struggling to make your monthly mortgage payments, call 888-995-HOPE (4673) ™. Housing experts are available around-the-clock (24 hours a day, 7 days a week) at no cost. They will help you understand your options and design a plan to suit your individual situation. You can also visit MakingHomeAffordable.gov to access free resources and information to help deal with your mortgage problems and avoid foreclosure.

With less than 3 months remaining to apply for help through MHA, we need your help spreading the word to the approximately 1 in 17 homeowners nationwide who have fallen behind on their mortgage payments, putting them at a higher risk of foreclosure! Please help us spread the word. You never know who you know that might be struggling to pay their mortgage and could use this help.